Complete employee benefit planning: To ensure that the total benefit package is consistent with organizational goals.

Benefit design analysis: To match available delivery systems and benefit options with the desired plan performance.
Analysis of available funding mechanisms: To maximize the effectiveness of assets invested in employee benefit programs, while appropriately managing risk.
Competitive bidding, comprehensive market analysis, and aggressive negotiation: To obtain the best available coverage at the lowest available price.
Plan performance analysis and financial reporting: To evaluate current performance and estimate possible future results.
Employee education, communication and assistance: To facilitate employees’ use of benefits and reduce administrative workload.
Education, information and guidance on insurance regulations, mandates and guidelines: To reduce potential liability for non-compliance.
Ongoing analysis and research of emerging employee benefit trends and offerings: To evaluate their potential impact.
Personalized products and services: To meet the needs of executives and key individuals.
401(k), pension and retirement planning: To meet current and future needs of the organization and its employees.
Consulting services for administrators, payers, and providers: To provide realistic insight into the dynamic needs of the employer-sponsored group benefits marketplace.
Continuous service and support: To add value to your investment in employee benefits.

The following benefit programs may be offered on an employer-paid or a voluntary (employee-paid) basis: